Definitions For purposes of these Terms, the following definitions apply: “Fee” means the application or participation fee payable to access the Platform, as described on the Website. “Platform” means the simulated trading environment accessible via the Website or application. “Challenge” means the structured evaluation process beginning at Level 1 and concluding upon completion of all applicable requirements. “Challenge Rules” means the rules and conditions governing participation in the Challenge, as published on the Website. “Profit” means the number of points (pips) generated within the simulated environment from opening and closing positions. “Assets” means the foreign exchange (FX) instruments available on the Platform. No cryptocurrencies, indices, equities, or real financial instruments are supported. “Trade” or “Trades” means simulated positions opened and closed within the Platform. “User” or “you” means any individual or entity accessing or using the Platform.

The Platform provides a simulated trading evaluation environment designed for educational and assessment purposes only. Users engage exclusively in activities that do not involve real funds, deposits, or live financial markets.

Your use of the Platform is subject to our Privacy Policy, available at [Privacy Policy URL], which governs how we collect, use, and protect personal data.

By using the Website or Platform, you consent to receiving electronic communications from us. These communications satisfy any legal requirement that communications be in writing and may include notices, disclosures, and other information.

The Platform operates entirely on simulated market data and point-based results with no monetary value. 5.1 You acknowledge that you are engaging solely in simulated trading activities and are not managing, holding, or transacting real funds. 5.2 The Platform is provided strictly for educational, training, and evaluation purposes. No actual financial transactions, investments, or brokerage services occur.

Users expressly acknowledge that Levels does not manage, hold, transfer, or facilitate real money, assets, or deposits. The Platform is solely a simulated environment.

7.1 We reserve the right to modify, suspend, or terminate the Platform or any part of it at any time, with or without notice. 7.2 We are not responsible or liable for any interruptions, outages, delays, or technical issues affecting Platform availability.

Market data used within the Platform may reflect live or delayed conditions but is not guaranteed to be accurate, complete, or timely. We do not control external data sources and disclaim responsibility for inaccuracies.

You are responsible for maintaining the confidentiality of your account credentials and restricting access to your account. We are not liable for unauthorized access resulting from your failure to secure your account.

Users must comply with all applicable laws, regulations, and market standards. Any activity intended to manipulate, exploit, or disrupt real financial markets or systems is strictly prohibited.

All content, software, designs, trademarks, and materials on the Website and Platform are owned by or licensed to Levels. Users are granted a limited, non-exclusive, non-transferable license to access the Platform for personal use only. Unauthorized copying, modification, distribution, or use is prohibited.

12.1 The Website and Platform may contain inaccuracies or errors. We make no representations regarding suitability, reliability, availability, timeliness, or accuracy. 12.2 To the maximum extent permitted by law, all services and content are provided “as is” and “as available,” without warranties of any kind. 12.3 We shall not be liable for any direct, indirect, incidental, special, punitive, or consequential damages arising from your use of the Website or Platform. 12.4 Simulated or hypothetical performance results have inherent limitations and do not represent actual trading. Past performance is not indicative of future results.

We reserve the right to suspend or terminate your access to the Website or Platform at any time without notice. Any disputes shall be resolved through binding arbitration and governed by the laws of the United Kingdom.

You agree to indemnify, defend, and hold harmless [Company Name], its affiliates, officers, and employees from any claims, losses, damages, or expenses arising from your use of the Website or violation of these Terms.

All disputes must be resolved on an individual basis. You waive any right to participate in class actions, collective actions, or representative proceedings.

We may revise these Terms at our discretion. Users are responsible for reviewing the Terms periodically. Continued use of the Website or Platform constitutes acceptance of any changes.

All payments made to Levels are non-investment fees charged solely for access to and use of the Platform and its simulated evaluation environment. These fees represent payment for digital services only and do not constitute deposits, investments, or participation in any financial product. Charges will appear on your payment method statement as LV.LS or an associated payment descriptor.

Fees are refundable only where required by applicable consumer protection laws or where explicitly stated on the Website. Unless otherwise required by law, refunds may be granted solely at our discretion and only if no activity has occurred on the Platform from the time of purchase to the time a refund request is submitted. Once any Platform activity has occurred, the fee is considered fully earned and non-refundable.

Payment of a fee does not guarantee any outcome, benefit, profit, reward, employment, engagement, compensation, or future opportunity of any kind. The fee does not entitle you to: Financial rewards, bonuses, prizes, or payouts Employment, contractor status, or continued access Advancement beyond evaluation stages Any future opportunity, engagement, or contractual relationship—if offered—is entirely discretionary, subject to separate terms, and independent of the payment process.

Any compensation, remuneration, or benefit payments—if applicable—are processed separately and independently from the Platform payment system. Such transactions are not handled by the Platform’s payment processor and are governed exclusively by separate agreements, policies, and applicable laws.

You are under no obligation to accept any offer, engagement, or contractual relationship that may be presented in the future. Likewise, [Company Name] is under no obligation to offer any such relationship. Any future relationship, if established, will be governed by a separate written agreement and applicable local laws, independent of these Terms and any Platform fees paid.

These Payment Terms shall be governed by and construed in accordance with the laws applicable to Levels, without regard to conflict-of-law principles, except where mandatory consumer protection laws apply in your jurisdiction of residence. Nothing in these Terms limits rights that cannot be waived under applicable law.

Payments are processed by third-party payment service providers. These providers act solely as payment facilitators and do not provide the Platform, determine eligibility, guarantee access, or assume responsibility for services beyond payment processing. Use of a third-party payment provider is subject to that provider’s own terms and conditions.

All fees are charged for digital services providing access to a simulated evaluation platform. No payment represents: An investment or deposit A wager, bet, or game of chance A financial instrument or security A promise of return, profit, or compensation

The Platform does not store funds, maintain balances, or operate any form of wallet, escrow, or stored-value account. All payments are processed externally by approved payment providers.

You agree not to initiate a chargeback or payment dispute for reasons inconsistent with these Terms. Legitimate disputes must be raised first through our support channels. We reserve the right to: Suspend or terminate access in the event of excessive chargebacks, Share relevant transaction data with payment processors for fraud prevention and dispute resolution

To comply with Paysafe and card-network requirements, we may implement transaction monitoring, velocity checks, identity verification, or risk controls. Transactions flagged as suspicious may be delayed, reversed, or declined without notice.

Your use of Paysafe or any other payment provider is subject to that provider’s own terms, conditions, and policies. We do not control, endorse, or assume responsibility for payment provider services beyond payment facilitation.

No rewards, compensation, or remuneration—if ever applicable—are paid through Paysafe or the Platform’s payment processor. Any such payments are handled separately under independent agreements and processes.

Nothing in these Payment Terms limits or excludes rights that cannot be waived under applicable consumer protection, electronic commerce, or payment services laws in your jurisdiction. Where mandatory local laws conflict with these Terms, such laws shall prevail only to the extent required.

The Contractor is engaged as an independent contractor, not as an employee, partner, agent, or joint venturer of the Company. No employer–employee relationship is intended or implied. The Contractor has no authority to bind the Company or act on its behalf unless expressly authorized in writing.

2.1 The Contractor retains full discretion over whether, when, where, and how services are performed, subject only to the requirements set forth in any applicable contractor agreement. 2.2 The Contractor is not required to log hours, maintain a schedule, or perform a minimum volume of activity. The Company does not supervise day-to-day activities or methods of work. 2.3 Any tools, platforms, or systems made available by the Company are provided solely for operational or evaluative purposes and do not constitute managerial control.

The Contractor may provide services to the Company only if expressly agreed in writing. Any metrics, benchmarks, or performance indicators—whether derived from simulations, analytics, or other evaluation tools—are used solely for internal assessment purposes and do not constitute guaranteed compensation or entitlement. No simulated results represent financial performance or trading activity.

4.1 Compensation, if any, is payable solely for services rendered under a separate written contractor agreement and is not derived from platform usage fees, user payments, or evaluation access. 4.2 Compensation terms, payment frequency, and calculation methods are defined exclusively in the applicable contractor agreement and may be amended or terminated in accordance with that agreement. 4.3 Nothing in these Terms guarantees compensation, minimum earnings, continued engagement, or future opportunities.

The Contractor may perform services from any location of their choosing, provided they comply with all applicable local laws, regulations, and professional requirements. The Company does not maintain offices, workplaces, or permanent establishments in connection with Contractor activities unless expressly stated.

The Contractor is solely responsible for all tax obligations arising from compensation received, including but not limited to income taxes, self-employment taxes, social contributions, withholding obligations, and reporting requirements. The Company does not withhold taxes, provide benefits, or make statutory contributions on behalf of the Contractor unless required by mandatory law.

The Contractor represents and warrants that they are legally permitted to provide services in their chosen jurisdiction and will comply with all applicable laws, regulations, licensing requirements, and professional obligations. The Company makes no representation regarding the Contractor’s legal eligibility in any jurisdiction.

Where required for regulatory, tax, fraud prevention, or payment compliance purposes, the Contractor agrees to undergo identity verification procedures and provide accurate documentation. Failure to complete required verification may result in suspension or termination of any contractor relationship.

9.1 Either party may terminate the contractor relationship at any time, with or without cause, subject to the terms of the applicable contractor agreement. 9.2 Upon termination, the Contractor is entitled only to compensation for services properly completed and accepted prior to termination, if any, in accordance with the contractor agreement. No compensation is owed for prospective, incomplete, or unaccepted services.

The Contractor shall maintain the confidentiality of all non-public, proprietary, or sensitive information accessed or disclosed in connection with the services, in accordance with the Company’s confidentiality policies and any applicable agreements. Confidentiality obligations survive termination.

Unless expressly agreed otherwise in writing, the Contractor is free to provide services to other parties, including competitors, provided such activities do not violate confidentiality, non-use, or conflict-of-interest obligations.

These Contractor Terms, together with any applicable written contractor agreement, constitute the entire understanding between the parties regarding the subject matter herein and supersede all prior discussions or representations. No amendment is effective unless made in writing and agreed by both parties.

1.1 By accessing or using the Platform or Website in any manner, you agree to be bound by these Platform Terms, all applicable rules published on the Website (“Rules”), and all applicable laws and regulations. 1.2 If you do not agree to these Platform Terms, you must immediately discontinue access to and use of the Platform and Website. 1.3 We may revise these Platform Terms at any time in our sole discretion. Revised terms become effective immediately upon posting. Continued use of the Platform constitutes acceptance of the revised terms. 1.4 You acknowledge that access to the Platform is a privilege, not a right, and may be modified, restricted, or revoked at any time in accordance with these Platform Terms.

2.1 The Platform is a simulated evaluation environment designed for educational, analytical, and internal assessment purposes only. All activity occurs in a non-custodial, non-financial simulation. 2.2 The Platform does not provide brokerage services, investment advice, financial products, trading signals, portfolio management, or execution services. 2.3 Users do not deposit, withdraw, or control real funds, assets, or financial instruments through the Platform at any time. 2.4 All prices, metrics, thresholds, results, and outcomes displayed on the Platform are notional, hypothetical, or simulated and have no inherent monetary value. 2.5 Any reference to “levels,” “thresholds,” “progress,” or similar terminology reflects internal evaluation criteria only and does not create an entitlement, right, or expectation of compensation or engagement.

3.1 Any fees paid by Users are charged exclusively for access to the Platform’s digital services and evaluation environment. Fees are not deposits, investments, wagers, or consideration for financial returns. 3.2 Fees are one-time, non-recurring charges per evaluation instance unless otherwise stated on the Website. 3.3 The Platform does not hold funds, operate wallets, escrow services, or maintain balances on behalf of Users. 3.4 Any tables, examples, or illustrative figures displayed on the Platform are demonstrative only and do not represent promises, guarantees, or payable amounts.

4.1 You acknowledge and agree that you are not relying on any representation, statement, projection, example, or implication regarding income, profit, compensation, success rates, or future opportunities. 4.2 Use of the Platform does not create any expectation of earnings, remuneration, employment, engagement, or compensation of any kind. 4.3 No information provided on the Platform constitutes a promise, offer, or guarantee of future results.

5.1 We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for personal, lawful purposes in accordance with these Platform Terms. 5.2 You may not, directly or indirectly: Reverse engineer, decompile, or modify the Platform Use the Platform for unlawful, abusive, or deceptive purposes Copy, scrape, or commercially exploit Platform content Use the Platform to build competing services Misrepresent Platform functionality or outcomes 5.3 Any violation of these Platform Terms may result in immediate suspension or termination.

6.1 The Platform is provided on an “as available” basis. We do not guarantee uninterrupted, error-free, or continuous operation. 6.2 We shall not be liable for any delay, suspension, or failure resulting from events beyond our reasonable control, including but not limited to system outages, cyber incidents, regulatory actions, sanctions, payment processor restrictions, or force majeure events.

7.1 We may suspend or terminate access to the Platform at any time, with or without notice, for any reason including suspected violations, compliance risk, or operational necessity. 7.2 Termination does not entitle you to refunds except where required by mandatory law.

All Platform content, software, data, design, and intellectual property are owned by or licensed to the Company and are protected by applicable laws. No rights are granted except as expressly stated.

9.1 Use of the Platform is at your sole risk. 9.2 The Platform is provided “AS IS” and “AS AVAILABLE,” without warranties of any kind, express or implied. 9.3 We disclaim all warranties including merchantability, fitness for a particular purpose, accuracy, and non-infringement to the maximum extent permitted by law.

10.1 To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, consequential, punitive, or special damages. 10.2 Our total aggregate liability arising out of or relating to the Platform shall not exceed the fees paid by you for Platform access in the preceding twelve (12) months.

You agree to indemnify and hold harmless the Company and its affiliates from any claims, damages, losses, or expenses arising from: Your use of the Platform Your violation of these Platform Terms Your infringement of intellectual property or legal rights

Nothing in these Platform Terms creates a fiduciary, advisory, agency, partnership, or trust relationship between you and the Company.

You represent that you are not located in, subject to, or acting on behalf of any sanctioned or restricted jurisdiction. We may restrict access to comply with applicable laws, sanctions, or regulatory requirements.

We may assign or transfer these Platform Terms without restriction. You may not assign your rights or obligations without our prior written consent.

15.1 These Platform Terms shall be governed by the laws of [Governing Jurisdiction], excluding conflict-of-law principles. 15.2 Any dispute shall be resolved through binding arbitration on an individual basis, unless prohibited by mandatory law. 15.3 You waive any right to participate in class, collective, or representative proceedings.

Sections relating to intellectual property, disclaimers, limitation of liability, indemnification, dispute resolution, and governing law survive termination.

All notices may be provided electronically and are deemed received upon transmission to the contact details associated with your account.

These Platform Terms are drafted in English. In the event of translation, the English version shall prevail. Headings are for convenience only.

In the event of conflict: Platform Terms Payment Terms Independent Contractor Terms Rules Other policies

These Platform Terms constitute the entire agreement between you and the Company regarding Platform use and supersede all prior representations.